Thanksgiving, Christmas, Hanukkah, you name it- the holiday season can be stressful, especially for your wallet. Whether you’re stocking up on your turkey and stuffing, buying gifts for your loved ones, or sprucing up the house before you have family over, Suffolk Credit Union offers a range of products and online banking features designed to help you prepare. Here's how you can take full advantage:
1. Debit Card for Everyday Purchases
Your Suffolk Credit Union debit card is a convenient and secure way to manage day-to-day purchases during the busy holiday season. Linked directly to your checking account, it allows you to easily track spending and take advantage of contactless payments while on the go. Plus, you’ll have access to more than 400 ATMs on Long Island, and over 71,000 nationwide.
2. Buy Now, Pay Later (BNPL)
Holiday shopping can get expensive, but with our Buy Now, Pay Later option, you can spread out the cost of larger purchases without breaking the bank. BNPL lets you divide payments into manageable installments while enjoying your purchases immediately.
3. Home Renovations with a HELOC
Hosting family and friends this season? If your home needs a refresh, a Home Equity Line of Credit (HELOC) can help you tackle home renovation projects. Whether you’re updating the kitchen, adding a guest room, or improving the backyard, a HELOC provides the funds you need with flexible repayment options and lower rates.
4. Monitor Your Credit with CreditScore+
The holiday season is a great time to keep an eye on your credit, especially if you plan to make significant purchases or take out a loan. With our CreditScore+ feature in Online Banking, you can monitor your credit score for free and receive personalized tips to help improve it.
This tool also alerts you to any unusual activity, giving you peace of mind during the busiest shopping months.
5. Earn Rewards with CashBack+
You’re already shopping, why not earn while you spend? You can receive up to 20% cash back when you purchase digital gift cards from your favorite brands using funds from your checking or savings account to do your holiday shopping.