Suffolk Credit Union in Long Island NY offers personal and small business banking and loans.

Suffolk Salutes

Celebrate America’s 250th with our Suffolk Salutes offers, while also honoring heroes in law enforcement, healthcare, the military, first responders, and education, with one winner from each category receiving $1,000!

Home Equity Line of Credit

Be a HELOC Hero!

Intro APR* as low as 5.44% for 15 months, followed by a competitive variable rate as low as 6.75%.

Discover a place that's designed to say "yes."

Real Easy.

We're more ahh and less ugh with our streamlined process, intuitive technology, convenient banking and customizable solutions.

Real Valued.

As a trusted advisor, we deliver valued advice that makes members feel valued by listening, empowering and problem solving.

Real Respectful.

Treating people with dignity and respect, being open and honest, and doing everything in our power to say yes.

Rates that empower your momentum.

Momentum Checking

Earn up to $500* with a Momentum Checking account.

7-Month IRA Certficate

Take advantage of a special rate on this short-term certificate.

4.00% APY*

Auto Loans

New rates and flexible terms. As low as 

5.39% APR*

Member Stories

I was at the credit union 5 days ago and Kacie was the best representative I ever dealt with in a financial institution ... she was 100% helpful.

Carmelo C. Member Since 1996

Nicole did a great job assisting us with the closing paperwork on our new home. She went above and beyond, by taking the time to scan and send the closing paperwork via email to the title company. She was also kind enough to make us copies of the paperwork. She made our closing painless and easy!

Robert M. Member Since 2012

Fantastic service. They treated us like family when my mom passed away. They have also been outstanding when I got a car loan, home equity loan and refinanced. How can anyone not give them a great review?

Nicky F. Member Since 2005

Suffolk Credit Union Named to Newsweek’s America’s Best Regional Banks and Credit Unions 2026

Suffolk Credit Union Receives Long Island Choice Awards Honors