Momentum Checking
This everyday account is way better than ordinary.
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Enjoy rewards, convenience, and more.

Get rewarded for everyday spending.
No minimum balance requirement or monthly fees
Avoid overdrawing your account with Courtesy Pay up to $750
Eligible to earn 1.5% APY on balances with Momentum Rewards.**
Enjoy surcharge-free access to 71,000+ ATMs plus 3 free out-of-network ATM transactions per month.*
You need a checking account that's hassle and fee free, that gives you all the tools you want to manage money easily. Momentum Checking empowers you to:
- Manage your account and pay bills through our 24/7 online and mobile banking tools.
- Make the account interest bearing by simply using your debit card and maintaining adequate balances**
- Back up your account with Courtesy Pay Overdraft Protection to avoid insufficient funds fees
Open your account today!
*Each additional out-of-network ATM transaction will incur a $2.50 fee. Other ATM operators may charge fees.
**Rates valid as of 4/10/23. Momentum Rewards provides a high-rate dividend each month to members that complete at least 20 debit card purchases per month and maintain an average daily balance of $5,000 in their Checking account. Accounts meeting the monthly criteria will automatically receive 1.50% Annual Percentage Yield (APY) applied to balances up to $20,000 and 0.05% APY applied to balances greater than $20,000. Dividends are calculated on a day-of-deposit to day-of-withdrawal basis and credited monthly. Rates and terms are subject to change after account is opened. Membership eligibility rules apply. Fees could reduce the earnings on the account.
