Momentum Checking

This everyday account is way better than ordinary.

  • Enjoy rewards, convenience, and more.

Get rewarded for everyday spending.

Our new Momentum Checking account includes powerful digital tools to manage your money with confidence, anytime, anywhere.

No minimum balance requirement or monthly fees

Surcharge-free access to 71,000+ ATMs plus 3 free out-of-network ATM transactions per month.*

Eligible to earn up to 1.5% APY on balances with Momentum Rewards.**

Locate a branch or ATM near you today.

You need a checking account that's hassle and fee free, and that gives you all the tools you want to manage money easily. Momentum Checking empowers you to:

  • Manage your account and pay bills through our 24/7 online and mobile banking tools.
  • Make the account interest bearing by simply using your debit card and maintaining adequate balances**

Financial Education

Tips to tune-up your financial plan. 

*Each additional out-of-network ATM transaction will incur a $2.50 fee. Other ATM operators may charge fees. 

**Momentum Rewards provides a high-rate dividend each month to members that complete at least 20 debit card purchases per month and maintain an average daily balance of $5,000 in their Checking account. Accounts meeting the monthly criteria will automatically receive 1.50% Annual Percentage Yield (APY) applied to balances up to $20,000 and 0.05% APY applied to balances greater than $20,000. Dividends are calculated on a day-of-deposit to day-of-withdrawal basis and credited monthly. Rates and terms are subject to change after account is opened. Fees could reduce the earnings on the account.