Where can you find a credit card that offers low rates, cool rewards and state-of-the-art security features? Right here at Suffolk Credit Union.
Earn 1 point for every $1 spent
Limited Time Introductory Offer!
No annual fee
Money-saving low rate
Generous reward program
Manage all your SCU cards in one place, check out spending insights, set transaction alerts, and add your card to your mobile device with Card Controls.
They say that it's better to give than receive and this Mastercard® takes those words to heart. It offers 1 point for every $1 spent on all your purchases, and provides you with the opportunity to earn bonus rewards.
- For a limited time, you can get 0% APR** on purchases and balance transfers, plus no balance transfer fees for 6 months
- Low interest rate
- No annual fee
- Easy balance transfers
- 1 point for every dollar you spend on all purchases that can be redeemed for travel, merchandise, gift cards and even cash
- It's fast and easy to redeem rewards on uChooseRewards.com
- Up to $35,000 in available credit
- Get peace of mind with Mastercard's 24/7 anti-fraud protection
- Enjoy self-service options and the convenience of easy card management anytime, anywhere with Card Controls
- Use Mastercard® Automatic Billing Service to schedule your recurring payments
Frequently asked questions.
It’s a program that rewards you with points every time you use your Suffolk Credit Union Mastercard® Rewards Credit Card for ANY signature-based purchases.* Redeem your points for any reward of your choice from a vast catalog.
Your card is automatically enrolled, so you'll start earning points as soon as you activate it and start making purchases. However, you will need to enroll in uChoose Credit Rewards to view and redeem your points.
You can view points you've earned as well as pending points by clicking on the Rewards button in Card Controls in online banking or the Suffolk mobile app.
You automatically earn 1 point for every $1 you spend, so you earn every time you use your card for everyday purchases.
No
The points are recalled.
Yes, your uChoose Credit rewards points expire after 5 years. You can see your upcoming expiring points on your uChoose Rewards homepage.
The reward points you have already earned will automatically transfer to your new card and your new card will be automatically enrolled.
It can take up to 60 days for points to be credited to your account. You can view points you've earned as well as pending points by clicking on the Rewards button in Card Controls in online banking or the Suffolk mobile app.
You can choose from thousands of options like merchandise, travel experiences, activities, event tickets, merchant gift cards or pay at the point of sale using your points. You can redeem points by clicking on the Rewards button in Card Controls in online banking or the Suffolk mobile app.
Yes! All cards with a uChoose Rewards account earn points together. (If you have multiple debit and/or Rewards credit cards with Suffolk Credit Union, you can link them together to earn rewards faster. Just go to the Preferences page after you log in at www.uchooserewards.com and click on the Learn How link under Link Another Account to your Program.)
Yes, can view your rewards points through Card Controls in online banking or our mobile app.
Advice for your ahead.
* Annual Percentage Rate (APR)
**Special Introductory Rate Offer is available for new Suffolk Credit Union® Mastercard® Platinum Card accounts opened between November 11, 2024, and May 31, 2025. The APR for purchases and balance transfers made during the first 6 billing cycles is 0.00%. After that, your APR will be 13.99% to 18.00% varies based on the Prime Rate plus an index depending on your creditworthiness. During the first 6 billing cycles, there will be no fee for balance transfers. After that, the fee for each balance transfer will be $10.00 or 3.00% of the amount of each balance transfer, whichever is greater. This offer is invitation only, all applications subject to credit approval. Visit suffolkcu.org/disclosure for complete information and disclosures.