Money Market Account

Boost your savings while maintaining easy access to funds.

  • Earn as much as 2.75% APY* 

Our higher savings rates give your money some extra muscle.

Saving up for something? If you want extra help reaching those goals, consider an account that offers surprisingly strong earning potential.

Higher dividends

Instant access to funds

No monthly fees

Our tiered rate structure means that bigger balances can earn even higher dividends.

Looking to make your money work harder? It can get tricky. Some investments are dicey and tie up your money for years on end. But a Money Market account hits the sweet spot, offering solid, predictable returns and providing instant access to your funds.

  • Minimum savings balance of $2,500 to earn dividends
  • Rates exceed those of most traditional savings accounts
  • Earn higher yields when your balance reaches $25,000, $50,000, $100,000, $250,000, $500,000 and $1 million
  • Make unlimited deposits
  • Make up to three withdrawals each month (minimum of $500) at no charge
  • Easy access to funds through checks, digital banking and at Suffolk Credit Union branches
  • Secure account with all shares federally insured up to $250,000

Financial Education

Tips to tune-up your financial plan. 

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*Rates are accurate as of 12/20/2023. APY = Annual Percentage Yield. Rates may change after account is opened. Minimum $2,500 required to open account. Then, a minimum daily balance of $2,500 required to avoid $15 monthly service fee. Fees may reduce earnings. $5 membership share required.