Auto Loans
The open road is calling, let's get you out there.
Get in gear with Suffolk Credit Union.
We offer competitive rates as low as 6.54% APR* & Flexible Terms
- New car financing up to 100% MSRP, plus sales tax, license, and extended warranty
- Used car financing up to 100% of the NADA retail value or the purchase price, whichever is less, plus sales tax, title and extended warranty
- Repayment periods of up to 96 months for new vehicles and 84 months for used vehicles
- Extended warranties, Loan Payment Protection. GAP (Guaranteed Asset Protection), and Mechanical Repair Coverage available.
Interested in purchasing or refinancing an Electric Vehicle? Check our special EV rates*
NEW - Cars/Trucks/Vans
For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000. Terms of 85 to 96 months require minimum loan of $30,000.
| Term in Months | APR* as low as | Sample payment per $1,000 Borrowed (based on maximum term) |
|---|---|---|
| Up to 60 | 6.54% | $19.59 |
| 61 to 72 | 6.64% | $16.88 |
| 73 to 84 | 7.34% | $15.26 |
| 85 to 96 | 7.59% | $13.93 |
USED - Cars/Trucks/Vans
For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000.
| Term in Months | APR* as low as | Sample payment per $1,000 Borrowed (based on maximum term) |
|---|---|---|
| Up to 60 | 6.79% | $19.71 |
| 61 to 72 | 7.24% | $17.17 |
| 73 to 84 | 7.49% | $15.34 |
Get started on the road to auto ownership today!
Auto Calculators
*APR = Annual Percentage Rate. All rates quoted are the lowest available rates based on overall credit worthiness and automatic payments. For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000. Terms of 85 to 96 months require minimum loan of $30,000. The representative monthly Auto Loan payment based on a five-year term at a 6.54% fixed Annual Percentage Rate is $19.59 per $1,000 borrowed. Rates are accurate as of 7/17/2023 and are subject to change without notice. Ask about other terms and rates. Credit union membership required for loan disbursal.