Auto Loans

The open road is calling, let's get you out there.

Get in gear with Suffolk Credit Union.

We offer competitive rates as low as 6.64% APR* & Flexible Terms

  • New car financing up to 100% MSRP, plus sales tax, license, and extended warranty
  • Used car financing up to 100% of the NADA retail value or the purchase price, whichever is less, plus sales tax, title and extended warranty
  • Repayment periods of up to 96 months for new vehicles and 84 months for used vehicles
  • Extended warranties, Loan Payment ProtectionGAP (Guaranteed Asset Protection), and Mechanical Repair Coverage available.

Current Auto Rates

Interested in purchasing or refinancing an Electric Vehicle? Check our special EV rates*

NEW - Cars/Trucks/Vans

For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000. Terms of 85 to 96 months require minimum loan of $30,000.

 

Term in Months APR* as low as Sample payment per $1,000 Borrowed (based on maximum term)
Up to 606.64%$19.64
61 to 726.64%$16.88
73 to 847.44%$15.31
85 to 967.69%13.99

USED - Cars/Trucks/Vans


For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000.

Term in Months APR* as low as Sample payment per $1,000 Borrowed (based on maximum term)
Up to 606.99%$19.80
61 to 726.99%$17.05
73 to 847.69%$15.44

Electric Vehicles – New

Excludes hybrids

 

Term in Months APR* as low as Sample payment per $1,000 Borrowed (based on maximum term)
Up to 606.39%$19.52
61 to 726.39%$16.76
73 to 847.19%$15.19
85 to 967.44%$13.86

Electric Vehicle - Used

Excludes Hybrids

 

Term in Months APR* as low as Sample payment per $1,000 Borrowed (based on maximum term)
Up to 606.74%$19.69
61 to 726.74%$16.93
73 to 847.44%$15.31

Get started on the road to auto ownership today!

Auto Calculators

 
 
 

*APR = Annual Percentage Rate. All rates quoted are the lowest available rates based on overall credit worthiness and automatic payments. For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000. Terms of 85 to 96 months require minimum loan of $30,000. The representative monthly Auto Loan payment based on a five-year term at a 6.64% fixed Annual Percentage Rate is $19.63 per $1,000 borrowed. Rates are subject to change without notice. Ask about other terms and rates. Credit union membership required for loan disbursal.