Mastercard® Debit Card

Enhanced security. Unmatched convenience. Get it all with this debit card.

Withdraw cash, make purchases, earn rewards and much more.

Your debit card gets plenty of use every day. With the Suffolk Credit Union Mastercard® Debit Card, you get all the access you expect plus enhancements that make this much more than just a tool to withdraw cash and make purchases.

Manage your card easily through your phone

Add extra layers of security

Your Suffolk Credit Union Mastercard® Debit Card comes free with every personal and business checking account.

uChoose Rewards

Earn points when you use your Mastercard® Debit Card for signature-based purchases. Every $2 spent earns 1 point, redeemable for great rewards. Pick from travel, gas, groceries, and gift cards at hundreds of online merchants, plus locally owned businesses on Long Island.

ATM Network

You are never far away from an ATM with access to more than 71,000 surcharge-free ATMs. With over 400 ATMs on Long Island. 

CardSwap®

Easily manage payments for subscription services, online streaming, e-commerce and more in one place to keep everything organized.

Card Controls

With Card Controls, you can now set transaction limits, view spending insights, add cards to your digital wallet, and more – all within online and mobile banking. 

Zero Liability

You'll never be responsible for unauthorized purchases on your debit card with Mastercard’s® Zero Liability Protection. Simply choose "credit" instead of "debit" when checking out to activate this coverage.

Frequently asked questions.

Suffolk Credit Union members have access to over 71,000 surcharge-free ATMs. Use our Branch/ATM locator to find your closest ATM. 

Please call (866) 724-2384, use the Card Controls feature through online/mobile banking, or come into a local branch.

For the safety of our members, we can only mail a Debit card to the address we already have on file. 
 

First attempt to resolve the issue directly with the merchant. If the merchant cannot resolve the situation, visit your local branch and we will assist you. This is an unfortunate situation, but with Mastercard Zero Liability, you don't have to worry. 

There is a $2.50 charge, plus any additional fees charged by the other financial institution.

Traveling to another state won't block your card, but if you are traveling abroad please be sure to let us know. This way we can make sure you can use your card uninterrupted.

You can reset your PIN through Card Controls in Online Banking.

Your child needs to be at least 15 years old to have a debit card with Suffolk Credit Union. Members between the ages of 15 and 17 must have a joint member on the account who is 18 or older, such as a parent, grandparent, or guardian.