Youth Savings Accounts

The future starts today.

  • Earn as much as 6.00% APY* 

It's never too early to learn how to be a smart saver.

It starts with birthday money. Next comes pay for weekly chores and part-time jobs. Soon, your youngster has money to manage - and needs a place to put it.

Open with just $5

Earn a High Dividend Rate

Reward for reaching $1,000

Momentum is a beautiful thing. To keep your child's savings rolling, we offer an additional $25 when the balance hits $1,000.

Give a kid a few bucks, and their instinct is to spend it. That's where we grown-ups come in. With our youth accounts - and your wise guidance - we can teach kids about the benefits of saving and share financial lessons that last a lifetime.

  • Open with just a $5 deposit
  • Earn higher dividends than are offered by our regular savings accounts 
  • Get $25 when account balance reaches $1,000
  • Automatically converts to a Share account at the age of 18

Start growing a Youth Savings account today!

Financial Education

Take a financial health assessment to help you track your goals and success over time.

*APY = Annual Percentage Yield. Rate is accurate as of 7/11/2023. Rates and terms may change after account is opened. Offers subject to change at any time without notice. Fees could reduce the earnings on the account. Balances up to $2,500 earn 6.00% APY. Balances greater than $2,500 will earn the yield of the Share Savings Account. Account minimum opening balance is $5. Minimum balance to earn dividends is $100. Dividends are calculated on a daily balance and credited monthly. Bonus will be credited within five (5) business days. Youth Savings Accounts must be custodial accounts.