When you're ready to upgrade, add a vacation home or find that first home, turn to Suffolk Credit Union for borrowing options that fit your budget and your lifestyle.

Better mortgage options put you in control.
Various terms available
First-time home buyer programs available
Suffolk Credit Union mortgages are available for properties in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Ohio, New Hampshire, Vermont, Florida, North Carolina and South Carolina.
Whether you're a first-time buyer or a longtime owner, mortgage options from Suffolk Credit Union give you the purchasing power you need.
Apply for Purchase
We offer a range of home loans with various rate options and terms to meet your needs. Our mortgage experts will determine how much you qualify to borrow and review proposed payments and costs to get you on the fast track to home-ownership.
Request a Preapproval
Our mortgage experts are available to determine how much you qualify to borrow. We'll review proposed payments and costs to get you on the fast track to home-ownership.
Request A Consultation
Interested in speaking with a mortgage professional? Our team is available to explain your home loan options, answer all questions, and assist you as you begin your mortgage journey.
First-Time Homebuyers Club
We're eager to help you reach that exciting milestone of buying your first home. We'll walk you through each step of the process so you're a more confident buyer.
If you qualify, you can receive $1,250 toward down payment and closing costs* to help make your home purchase more manageable.
Helpful Links in Spanish to Guide You Through the Application Process
- Borrower Information
- Additional Borrower
- Unmarried Addendum
- Lender Loan Information
- Continuation Sheet
¿La solicitud de préstamo en español reemplaza la solicitud de préstamo en inglés? No. La Solicitud Uniforme para Préstamo Hipotecario Residencial (URLA) en inglés es la solicitud legal. Le suministramos la traducción de URLA al español para ayudarle a comprender la información. El documento URLA en inglés es el documento que usted, como solicitante, firmará y será el único que se utilice para evaluar la solicitud del préstamo. En caso de que existan diferencias entre la traducción al español y el documento URLA en inglés, la versión final en inglés firmada será considerada la correcta. Por lo tanto, deberá firmar el documento URLA en inglés. Aunque hemos tratado de traducir fielmente el documento URLA del inglés al español, ni Freddie Mac ni Fannie Mae ni Suffolk Credit Union se responsabilizan por inexactitudes en esta traducción ni por malentendidos que surjan por las diferencias en el uso o los dialectos del idioma.
Does a Spanish loan application take the place of an English loan application? No. The English Uniform Residential Loan Application (URLA) is the legal application. We provide the Spanish translation of the URLA to help you understand the information. The English URLA is the document that you, as an applicant, will sign and only it will be used to underwrite the loan. If any inconsistencies exist between the Spanish translation and the English URLA, the final signed English URLA will be considered correct. As a result, you must sign the English URLA. Although we have tried to translate the English URLA into Spanish accurately, neither Suffolk Credit Union, Fannie Mae nor Freddie Mac are liable for any inaccuracies in the translation or any misunderstandings because of differences in usage or dialect.

Advice for your ahead.
* Home Assistance Subsidy program offers (8) $1,250 subsidies annually for down payment and closing cost assistance for the financing of a primary residence (including refinance or purchase) by qualified loan applicants purchasing within zip codes 11701, 11706, 11713, 11717, 11722, 11726, 11749 and 11798. Please speak to a mortgage representative for additional details.