Make your move with a mortgage from us.

Better mortgage options put you in control.

When you're ready to upgrade, add a vacation home or find that first home, turn to Suffolk Credit Union for borrowing options that fit your budget and your lifestyle.

Various terms available

First-time home buyer programs available

Suffolk Credit Union mortgages are available for properties in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Ohio, New Hampshire, Vermont, Florida, North Carolina and South Carolina. 

Whether you're a first-time buyer or a longtime owner, mortgage options from Suffolk Credit Union give you the purchasing power you need. 

Apply for Purchase

We offer a range of home loans with various rate options and terms to meet your needs. Our mortgage experts will determine how much you qualify to borrow and review proposed payments and costs to get you on the fast track to home-ownership.


Our mortgage experts are available to determine how much you qualify to borrow. We'll review proposed payments and costs to get you on the fast track to home-ownership.

Request A Consultation

Interested in speaking with a mortgage professional? Our team is available to explain your home loan options, answer all questions, and assist you as you begin your mortgage journey. 

First-Time Homebuyers Club

We're eager to help you reach that exciting milestone of buying your first home. We'll walk you through each step of the process so you're a more confident buyer.

If you qualify, you can receive $1,250 toward down payment and closing costs* to help make your home purchase more manageable.

Financial Education

Tips to tune-up your financial plan.

* Home Assistance Subsidy program offers (8) $1,250 subsidies annually for down payment and closing cost assistance for the financing of a primary residence (including refinance or purchase) by qualified loan applicants purchasing within zip codes 11701, 11706, 11713, 11717, 11722, 11726, 11749 and 11798. Please speak to a mortgage representative for additional details.