Find the right card for your needs

Whether you're looking to enjoy low interest rates, earn rewards, or build your credit, our cards are designed to meet your personal financial goals.  

With money-saving low rates, no annual fees, and real respectful local support you can rely on, Suffolk Credit Union offers the flexibility and benefits you deserve.  

Plus, you’ll enjoy enhanced security features, self-service options with Card Controls, and convenient access to your account anytime, anywhere with online and mobile banking.  

Compare Credit Cards

Platinum Mastercard®

Low rates leave you with more to spend on things that matter.

Introductory Offer

N/A

Good For

Low Interest Rates 

Purchase APR

As low as 12.24% to 18.00% when you open your account, based on your creditworthiness. 

Balance Transfer Fee

$10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee

1.00% of each transaction is in U.S. dollars.

Annual Fee

None

Rewards Mastercard®

Earn 1 point back for every dollar you spend on all purchases that can be redeemed for travel, merchandise, gift cards, and more.

Introductory Offer

N/A

Good For

Earning Rewards

Purchase APR

As low as 13.99% to 18.00% when you open your account, based on your creditworthiness.

Balance Transfer Fee

$10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee

1.00% of each transaction in U.S. dollars.

Annual Fee

None

Secured Mastercard®

Strengthen your credit by using a secured card that helps you build and improve your credit score.

Introductory Offer

N/A

Good For

Building Your Credit

Purchase APR

18.00% when you open your account, based on your creditworthiness.

Balance Transfer Fee

$10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee

1.00% of each transaction in U.S. dollars.

Annual Fee

None

Compare Credit Cards

Platinum Mastercard®

Low rates leave you with more to spend on things that matter.

Introductory Offer

N/A

Good For

Low Interest Rates 

Purchase APR

As low as 12.24% to 18.00% when you open your account, based on your creditworthiness. 

Balance Transfer Fee

$10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee

1.00% of each transaction is in U.S. dollars.

Annual Fee

None

Rewards Mastercard®

Earn 1 point back for every dollar you spend on all purchases that can be redeemed for travel, merchandise, gift cards, and more.

Introductory Offer

N/A

Good For

Earning Rewards

Purchase APR

As low as 13.99% to 18.00% when you open your account, based on your creditworthiness.

Balance Transfer Fee

$10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee

1.00% of each transaction in U.S. dollars.

Annual Fee

None

Secured Mastercard®

Strengthen your credit by using a secured card that helps you build and improve your credit score.

Introductory Offer

N/A

Good For

Building Your Credit

Purchase APR

18.00% when you open your account, based on your creditworthiness.

Balance Transfer Fee

$10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee

1.00% of each transaction in U.S. dollars.

Annual Fee

None

Credit Card FAQS

Please call (866) 691-4725, use the Card Controls feature through online/mobile banking, or come into a local branch.

No, but you should notify SCU to ensure easy card use, or manage travel plans through Card Controls in Online Banking.

* Annual Percentage Rate (APR)
**Your APR for Platnium Cards will be 12.24% to 18.00% varies based on the Prime Rate plus an index depending on your creditworthiness. After that, your APR for Rewards Cards will be 13.99% to 18.00% varies based on the Prime Rate plus an index depending on your creditworthiness. The fee for each balance transfer will be $10.00 or 3.00% of the amount of each balance transfer, whichever is greater. All applications subject to credit approval. For complete information and disclosures click here.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.