From fake emails and websites to stolen identities, online scams are common—but with caution and awareness, you can stay protected.
Internet Fraud
Scammers use email, social media, fake websites, and online ads to trick people into sending money, revealing personal information, or downloading harmful software. Common tactics include fake online stores, romance scams, phishing messages, and too-good-to-be-true offers.
Protect yourself – shop only on secure, reputable sites, be cautious with links and attachments, use strong passwords, and never share personal or financial details unless you are certain the request is legitimate.
Phishing Scam
Phishing occurs when criminals send emails, text messages or pop up messages that appear to be from trusted companies, banks or government agencies. These messages often create a sense of urgency - such as warning of account problems - and direct you to click on a link or open an attachment to “verify” your information. The goal is to steal personal data, passwords, or financial details.
Protect yourself – never click suspicious links, verify requests by contacting the organization directly, and use security software to block malicious content.
Spoofing
Spoofing happens when scammers disguise their phone number, email address, or website to make it look like it’s from a trusted source such as your bank, a government agency, or a familiar business. They use this fake identity to trick you into answering calls, opening messages, or providing sensitive information.
Protect yourself – don’t rely solely on caller ID, verify unusual requests through official contact methods, and never share personal or financial information unless you are certain who you are dealing with.
Identity Theft
Identity theft occurs when someone steals your personal information - such as your Social Security number, bank account details, or credit card number - to commit fraud or other crimes. Thieves may open accounts in your name, damaging your finances and credit.Protect yourself – safeguard sensitive documents, shred personal papers before discarding, use strong passwords for online accounts, monitor financial statements regularly and report any suspicious activity immediately.