Get up to $300!

Open a Momentum Checking Account and earn $100 per month for first 90 Days when you make (1) deposit of at least $500 each month*

  • Plus, Shop & Earn up to 1.50% APY**

the only ‘holiday card’ you’ll need!

Momentum Checking with a Suffolk Mastercard® Debit Card

Our Momentum Checking account includes powerful digital tools to manage your money with confidence, anytime, anywhere. And every purchase you make with your Suffolk Credit Union Mastercard® Debit Card could help you earn up 1.50% APY.**

Momentum Checking Features

No minimum balance requirement or monthly fees

Avoid overdrawing your account with Courtesy Pay up to $750

Eligible to earn 1.5% APY on balances with Momentum Rewards.**

You need a checking account that's hassle and fee free, that gives you all the tools you want to manage money easily. Momentum Checking empowers you to:

  • Manage your account and pay bills through our 24/7 online and mobile banking tools.
  • Make the account interest bearing by simply using your debit card and maintaining adequate balances**
  • Back up your account with Courtesy Pay Overdraft Protection to avoid insufficient funds fees            

When you make at least 20 purchases per month with your Suffolk Credit Union debit card and maintain an average daily balance of $5,000 or more, you'll be eligible to earn 1.50% APY with Momentum Rewards.**

*Offer valid for accounts opened October 10–December 31, 2023. Deposit at least $500 in one transaction each month (with money not already on deposit at Suffolk Credit Union) for the first 3 months and earn $100 each month. Cannot be combined with Corporate Partner Checking offers. Existing memberships without a checking account are eligible. Offer not available on existing checking accounts. Promotional month is calculated from the account opening day (Month 1: 1-30 days, Month 2: 31-60 days and Month 3: 61-90 days from account opening date. Cash bonus(es) will be reported as income on IRS form 1099-INT.

**Rates valid as of 4/10/23. Momentum Rewards provides a high-rate dividend each month to members that complete at least 20 debit card purchases per month and maintain an average daily balance of $5,000 in their Checking account. Accounts meeting the monthly criteria will automatically receive 1.50% Annual Percentage Yield (APY) applied to balances up to $20,000 and 0.05% APY applied to balances greater than $20,000. Dividends are calculated on a day-of-deposit to day-of-withdrawal basis and credited monthly. Rates and terms are subject to change after account is opened. Membership eligibility rules apply. Fees could reduce the earnings on the account. 

***Each additional out-of-network ATM transaction will incur a $2.50 fee. Other ATM operators may charge fees.