When you're ready to upgrade, refinance, cash out, add a vacation home or find that first home, turn to Suffolk Credit Union for borrowing options that fit your budget and your lifestyle.
Mortgages
Make your move with a mortgage from us.
Better mortgage options put you in control.
Suffolk Credit Union mortgages are available for properties in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Ohio, New Hampshire, Vermont, Florida, North Carolina and South Carolina.
First-time buyers or longtime owners are right at home with mortgage options from Suffolk Credit Union. Our team is equipped with the knowledge & terms to give you the award-winning service you need.
Purchase
We offer a range of home loans with various rate options and terms to meet your needs. Our mortgage experts will determine how much you qualify to borrow and review proposed payments and costs to get you on the fast track to home-ownership.
Refinance
Lower your monthly payment. Pay off your mortgage sooner. Or take cash out of your home. Whatever your goal, refinancing with Suffolk Credit Union can help you reach it.
Request a Preapproval
Our mortgage experts are available to determine how much you qualify to borrow. We'll review proposed payments and costs to get you on the fast track to home-ownership.
Request A Consultation
Interested in speaking with a mortgage professional? Our team is available to explain your home loan options, answer all questions, and assist you as you begin your mortgage journey.
Helpful Links in Spanish to Guide You Through the Application Process
- Borrower Information
- Additional Borrower
- Unmarried Addendum
- Lender Loan Information
- Continuation Sheet
¿La solicitud de préstamo en español reemplaza la solicitud de préstamo en inglés? No. La Solicitud Uniforme para Préstamo Hipotecario Residencial (URLA) en inglés es la solicitud legal. Le suministramos la traducción de URLA al español para ayudarle a comprender la información. El documento URLA en inglés es el documento que usted, como solicitante, firmará y será el único que se utilice para evaluar la solicitud del préstamo. En caso de que existan diferencias entre la traducción al español y el documento URLA en inglés, la versión final en inglés firmada será considerada la correcta. Por lo tanto, deberá firmar el documento URLA en inglés. Aunque hemos tratado de traducir fielmente el documento URLA del inglés al español, ni Freddie Mac ni Fannie Mae ni Suffolk Credit Union se responsabilizan por inexactitudes en esta traducción ni por malentendidos que surjan por las diferencias en el uso o los dialectos del idioma.
Does a Spanish loan application take the place of an English loan application? No. The English Uniform Residential Loan Application (URLA) is the legal application. We provide the Spanish translation of the URLA to help you understand the information. The English URLA is the document that you, as an applicant, will sign and only it will be used to underwrite the loan. If any inconsistencies exist between the Spanish translation and the English URLA, the final signed English URLA will be considered correct. As a result, you must sign the English URLA. Although we have tried to translate the English URLA into Spanish accurately, neither Suffolk Credit Union, Fannie Mae nor Freddie Mac are liable for any inaccuracies in the translation or any misunderstandings because of differences in usage or dialect.