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Better mortgage options put you in control.

When you're ready to upgrade, refinance, cash out, add a vacation home or find that first home, turn to Suffolk Credit Union for borrowing options that fit your budget and your lifestyle.

Various terms

First-time home buyer programs available

Suffolk Credit Union mortgages are available for properties in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Ohio, New Hampshire, Vermont, Florida, North Carolina and South Carolina. 

First-time buyers or longtime owners are right at home with mortgage options from Suffolk Credit Union. Our team is equipped with the knowledge & terms to give you the award-winning service you need. 

Purchase

We offer a range of home loans with various rate options and terms to meet your needs. Our mortgage experts will determine how much you qualify to borrow and review proposed payments and costs to get you on the fast track to home-ownership.

Refinance

Lower your monthly payment. Pay off your mortgage sooner. Or take cash out of your home. Whatever your goal, refinancing with Suffolk Credit Union can help you reach it. 

Request Prequalification

Our mortgage experts are available to determine how much you qualify to borrow. We'll review proposed payments and costs to get you on the fast track to home-ownership.

Request A Consultation

Interested in speaking with a mortgage professional? Our team is available to explain your home loan options, answer all questions, and assist you as you begin your mortgage journey.