To mark America’s 250th, Suffolk Salutes brings you a special Rewards Mastercard® introductory offer—earn 25,000 bonus points* when you spend $5,000 within the first 180 days of account opening. It’s a simple way to get more from your everyday purchases while banking with a team committed to supporting our community.
Earn 25,000 Bonus Points*
No annual fee
Money-saving low rate
Generous reward program
Manage all your SCU cards in one place, check out spending insights, set transaction alerts, and add your card to your mobile device with Card Controls.
They say that it's better to give than receive and this Mastercard® takes those words to heart. It offers 1 point for every $1 spent on all your purchases, and provides you with the opportunity to earn bonus rewards.
- Low interest rate
- No annual fee
- Easy balance transfers
- 1 point for every dollar you spend on all purchases that can be redeemed for travel, merchandise, gift cards and even cash
- It's fast and easy to redeem rewards on uChooseRewards.com
- Up to $35,000 in available credit
- Get peace of mind with Mastercard's 24/7 anti-fraud protection
- Enjoy self-service options and the convenience of easy card management anytime, anywhere with Card Controls
- Use Mastercard® Automatic Billing Service to schedule your recurring payments
Frequently asked questions.
Yes! All cards with a uChoose Rewards account earn points together. (If you have multiple debit and/or Rewards credit cards with Suffolk Credit Union, you can link them together to earn rewards faster. Just go to the Preferences page after you log in at www.uchooserewards.com and click on the Learn How link under Link Another Account to your Program.)
You can view points you've earned as well as pending points by clicking on the Rewards button in Card Controls in online banking or the Suffolk mobile app.
It can take up to 60 days for points to be credited to your account. You can view points you've earned as well as pending points by clicking on the Rewards button in Card Controls in online banking or the Suffolk mobile app.
Yes, can view your rewards points through Card Controls in online banking or our mobile app.
No
Yes, your uChoose Credit rewards points expire after 5 years. You can see your upcoming expiring points on your uChoose Rewards homepage.
You automatically earn 1 point for every $1 you spend, so you earn every time you use your card for everyday purchases.
Your card is automatically enrolled, so you'll start earning points as soon as you activate it and start making purchases. However, you will need to enroll in uChoose Credit Rewards to view and redeem your points.
You can choose from thousands of options like merchandise, travel experiences, activities, event tickets, merchant gift cards or pay at the point of sale using your points. You can redeem points by clicking on the Rewards button in Card Controls in online banking or the Suffolk mobile app.
The reward points you have already earned will automatically transfer to your new card and your new card will be automatically enrolled.
The points are recalled.
It’s a program that rewards you with points every time you use your Suffolk Credit Union Mastercard® Rewards Credit Card for ANY signature-based purchases.* Redeem your points for any reward of your choice from a vast catalog.
*Offer valid for Suffolk Credit Union Mastercard® Rewards Credit Cards opened June 1 – September 7, 2026. Make $5,000 in eligible purchases within 180 days of account opening and receive 25,000 Rewards Points. Returned or voided purchases will reduce your eligible total. All applications subject to credit approval. Not valid on existing accounts.
You will also earn uChoose Rewards Points at the account benefit rate of one (1) point for every dollar in eligible purchases. Allow up to 60 days for your points to be credited to your account. To redeem your points, you may need to accumulate a minimum points threshold. Visit https://www.suffolkcu.org/credit-cards/our-cards/rewards-card for more information on the Suffolk Credit Union Mastercard® Rewards Credit Card.
Mastercard is a registered trademark of Mastercard International Incorporated.
uChoose Rewards is a registered trademark of Fiserv, Inc.