It starts with birthday money. Next comes pay for weekly chores and part-time jobs. Soon, your youngster has money to manage - and needs a place to put it.
Youth Savings Accounts
The future starts today.
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Earn as much as 6.00% APY*
It's never too early to learn how to be a smart saver.
Open with just $5
Earn a High Dividend Rate
Reward for reaching $1,000
Momentum is a beautiful thing. To keep your child's savings rolling, we offer an additional $25 when the balance hits $1,000.
Give a kid a few bucks, and their instinct is to spend it. That's where we grown-ups come in. With our youth accounts - and your wise guidance - we can teach kids about the benefits of saving and share financial lessons that last a lifetime.
- Open with just a $5 deposit
- Earn higher dividends than are offered by our regular savings accounts
- Get $25 when account balance reaches $1,000
- Automatically converts to a Share account at the age of 18
Start growing a Youth Savings account today!
*APY= Annual Percentage Yield. Rate is accurate as of 10/9/2025. Rates and terms may change after account is opened. Offers subject to change at any time without notice. Balances up to $2,500 earn 6.00% APY. Account minimum opening balance is $5. Minimum balance to earn the highest dividend offered is $100. Bonus will be credited within five (5) business days and is subject to taxation. If under the age of 15, account must be a custodial account. Ages 15-17 require a joint account owner 18 or older.