# Suffolk Credit Union

> Suffolk Credit Union in Long Island, NY offers great rates on mortgage loans, HELOCs, checking accounts and more. Become a member and explore our products.

## Products & Services

- [Vericast Landing Page](https://www.suffolkcu.org/myloanoffers)
- [HELOC - The Big Event](https://www.suffolkcu.org/heloc-the-big-event)
- [6 Strategies for Paying Down Debt and Building Savings ](https://www.suffolkcu.org/6-strategies-for-paying-down-debt-and-building-savings)
- [Holiday Toy Drive](https://www.suffolkcu.org/toydrive)
- [Community Forms](https://www.suffolkcu.org/partner)
- [Make a Loan Payment](https://www.suffolkcu.org/make-a-loan-payment)
- [Priceless](https://www.suffolkcu.org/promos/priceless-holiday)
- [Tanger](https://www.suffolkcu.org/promos/tanger)
- [SCCC Home Show Contest](https://www.suffolkcu.org/promos/lihomeshow)
- [Government Shutdown](https://www.suffolkcu.org/ops/shutdown)
- [Canine Companions ](https://www.suffolkcu.org/sponsorships/canine-companions)
- [Paws of War Fundraiser](https://www.suffolkcu.org/sponsorships/paws-of-war-fundraiser)
- [Sitemap](https://www.suffolkcu.org/sitemap)
- [Privacy Policy](https://www.suffolkcu.org/privacy-policy)
- [Website Accessibility](https://www.suffolkcu.org/website-accessibility)
- [About](https://www.suffolkcu.org/about)
- [Become a Member](https://www.suffolkcu.org/about/become-a-member)
- [Apply for a Loan](https://www.suffolkcu.org/about/apply-for-a-loan)
- [Open an Account](https://www.suffolkcu.org/about/open-an-account)
- [Rates ](https://www.suffolkcu.org/about/rates)
- [Business Banking Rates](https://www.suffolkcu.org/about/rates/business-banking-rates)
- [Personal Banking Rates](https://www.suffolkcu.org/about/rates/personal-banking-rates)
- [Forms, Notices & Disclosures](https://www.suffolkcu.org/about/forms-notices-disclosures)
- [Privacy Notice Opt-Out Form](https://www.suffolkcu.org/about/forms-notices-disclosures/privacy-notice-opt-out-form)
- [Disclosures & Fees](https://www.suffolkcu.org/about/forms-notices-disclosures/disclosures-fees)
- [Applications & Forms](https://www.suffolkcu.org/about/forms-notices-disclosures/applications-forms)
- [Contact Us ](https://www.suffolkcu.org/about/contact-us)
- [Branches & ATMs](https://www.suffolkcu.org/about/branches-atms)
- [West Babylon NY Branch](https://www.suffolkcu.org/about/branches-atms/west-babylon-ny-branch)
- [Southampton NY Branch](https://www.suffolkcu.org/about/branches-atms/southampton-ny-branch)
- [Sayville NY Branch](https://www.suffolkcu.org/about/branches-atms/sayville-ny-branch)
- [Riverhead NY Branch](https://www.suffolkcu.org/about/branches-atms/riverhead-ny-branch)
- [Financial Wellness Center at St. Charles Hospital ](https://www.suffolkcu.org/about/branches-atms/port-jefferson-ny-branch)
- [Miller Place NY Branch](https://www.suffolkcu.org/about/branches-atms/miller-place-ny-branch)
- [Islandia NY Branch](https://www.suffolkcu.org/about/branches-atms/islandia-ny-branch)
- [Eastport NY Branch](https://www.suffolkcu.org/about/branches-atms/eastport-ny-branch)
- [Commack NY Branch](https://www.suffolkcu.org/about/branches-atms/commack-ny-branch)
- [Medford NY Branch - Headquarters](https://www.suffolkcu.org/about/branches-atms/medford-ny-branch-headquarters)
- [FAQs](https://www.suffolkcu.org/about/faqs)
- [Leadership Team](https://www.suffolkcu.org/about/leadership-team)
- [Careers ](https://www.suffolkcu.org/about/careers)
- [News & Events](https://www.suffolkcu.org/about/news-events)
- [2025 Annual Meeting Notice](https://www.suffolkcu.org/about/news-events/2025_annual-meeting-notice)
- [2026 Annual Meeting Notice](https://www.suffolkcu.org/about/news-events/2026_annual-meeting-notice)
- [Corporate Partnerships](https://www.suffolkcu.org/about/corporate-partnerships)
- [Partner Checking](https://www.suffolkcu.org/about/corporate-partnerships/checking)
- [Community & Corporate Partnerships ](https://www.suffolkcu.org/about/community-corporate-partnerships)
- [Suffolk County Community College Partnership](https://www.suffolkcu.org/about/community-corporate-partnerships/suffolk-county-community-college-partnership)
- [Community Involvement ](https://www.suffolkcu.org/about/community-corporate-partnerships/community-involvement)
- [Scholarships](https://www.suffolkcu.org/learn/community/scholarships)
- [Financial Counseling](https://www.suffolkcu.org/learn/services/financial-counseling)
- [Financial Check-Up](https://www.suffolkcu.org/learn/services/financial-check-up)
- [Security Center](https://www.suffolkcu.org/learn/financial-literacy/security-center)
- [Check Fraud ](https://www.suffolkcu.org/learn/financial-literacy/security-center/check-fraud)
- [Cash App Fraud](https://www.suffolkcu.org/learn/financial-literacy/security-center/cash-app-fraud)
- [Holiday Scams](https://www.suffolkcu.org/learn/financial-literacy/security-center/holiday-scams)
- [Scams](https://www.suffolkcu.org/learn/financial-literacy/security-center/scams)
- [Identity Theft](https://www.suffolkcu.org/learn/financial-literacy/security-center/identity-theft)
- [Security Resources](https://www.suffolkcu.org/learn/financial-literacy/security-center/security-resources)
- [Cyber Safety](https://www.suffolkcu.org/learn/financial-literacy/security-center/cyber-safety)
- [Financial Calculators](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators)
- [Savings & Budgeting Calculators](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/savings-budgeting-calculators)
- [Share Certificate Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/savings-budgeting-calculators/share-certificate-calculator)
- [Auto Calculators](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/auto-calculators)
- [Auto Refinance Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/auto-calculators/auto-refinance-calculator)
- [Auto Loan Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/auto-calculators/auto-loan-calculator)
- [Lending Calculators](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/lending-calculators)
- [Personal Line of Credit](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/lending-calculators/personal-line-of-credit)
- [HELOC Payment Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/lending-calculators/heloc-payment-calculator)
- [HELOC Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/lending-calculators/heloc-calculator)
- [Personal Loan Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/lending-calculators/personal-loan-calculator)
- [Mortgage Calculators](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/mortgage-calculators)
- [Mortgage Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/mortgage-calculators/mortgage-calculator)
- [Cash-Out Refinance Calculator](https://www.suffolkcu.org/learn/financial-literacy/financial-calculators/mortgage-calculators/cash-out-refinance-calculator)
- [Financial Workshops ](https://www.suffolkcu.org/learn/financial-literacy/financial-workshops)
- [Financial Education](https://www.suffolkcu.org/learn/financial-literacy/financial-education)
- [Financial Literacy Month](https://www.suffolkcu.org/learn/financial-literacy/financial-literacy-month)
- [MedicareCU](https://www.suffolkcu.org/invest-protect/services/medicarecu)
- [Guaranteed Asset Protection (GAP) ](https://www.suffolkcu.org/invest-protect/insurance/guaranteed-asset-protection-gap)
- [Debt Protection](https://www.suffolkcu.org/invest-protect/insurance/debt_protection)
- [Home, Auto & More Insurance](https://www.suffolkcu.org/invest-protect/insurance/home-auto-more-insurance)
- [Retirement Planning](https://www.suffolkcu.org/invest-protect/suffolk-investments/retirement-planning)
- [Insurance Solutions](https://www.suffolkcu.org/invest-protect/suffolk-investments/insurance-solutions)
- [Portfolio Managers](https://www.suffolkcu.org/invest-protect/suffolk-investments/portfolio-management)
- [Suffolk Investments](https://www.suffolkcu.org/invest-protect/suffolk-investments/suffolk-investments)
- [Payroll Services](https://www.suffolkcu.org/business/services/payroll-services)
- [Merchant Services ](https://www.suffolkcu.org/business/services/merchant-services)
- [Online & Mobile Banking](https://www.suffolkcu.org/business/services/online-mobile-banking)
- [Commercial Lending Team](https://www.suffolkcu.org/business/loans/commercial-lending-team)
- [Commercial Real Estate Loans ](https://www.suffolkcu.org/business/loans/commercial-real-estate-loans)
- [Cannabis Business Banking](https://www.suffolkcu.org/business/banking/cbb)
- [Business Checking ](https://www.suffolkcu.org/business/banking/business-checking)
- [Business Savings](https://www.suffolkcu.org/business/banking/business-savings)
- [SpendTrack for Business ](https://www.suffolkcu.org/credit-cards/services/spendtrack-for-business)
- [Card Controls](https://www.suffolkcu.org/credit-cards/services/card-controls)
- [Compare Cards ](https://www.suffolkcu.org/credit-cards/compare-cards)
- [Mastercard® Automated Billing Updater FAQ’s](https://www.suffolkcu.org/credit-cards/mastercard-automated-billing-updater-faq-s)
- [Balance Transfers](https://www.suffolkcu.org/credit-cards/our-cards/balance-transfers)
- [Rewards Card](https://www.suffolkcu.org/credit-cards/our-cards/rewards-card)
- [Platinum Card](https://www.suffolkcu.org/credit-cards/our-cards/platinum-card)
- [Homebuyer Dream Program®](https://www.suffolkcu.org/home-loans/special-programs/hdp)
- [First Time Homebuyers](https://www.suffolkcu.org/home-loans/special-programs/first-time-homebuyers)
- [Homebuyer Seminar](https://www.suffolkcu.org/home-loans/home-loans/homebuyer-seminar)
- [Mortgage Team ](https://www.suffolkcu.org/home-loans/home-loans/mortgage-team)
- [Home Equity](https://www.suffolkcu.org/home-loans/home-loans/home-equity)
- [Refinancing](https://www.suffolkcu.org/home-loans/home-loans/refinancing)
- [Mortgages](https://www.suffolkcu.org/home-loans/home-loans/mortgages)
- [Boat Loans](https://www.suffolkcu.org/borrow/vehicle/boat-loans)
- [Auto Loans](https://www.suffolkcu.org/borrow/vehicle/auto-loans)
- [Buy Now, Pay Later](https://www.suffolkcu.org/borrow/loans/buy-now-pay-later)
- [Personal Loans](https://www.suffolkcu.org/borrow/loans/personal-loans)
- [Digital Wallet](https://www.suffolkcu.org/bank/services/digital-wallet)
- [Zelle®](https://www.suffolkcu.org/bank/services/zelle)
- [Interactive Teller Machines (ITMs)](https://www.suffolkcu.org/bank/services/interactive-teller-machines)
- [Online Banking](https://www.suffolkcu.org/bank/services/online-banking)
- [Cashback Plus](https://www.suffolkcu.org/bank/services/online-banking/cashback-plus)
- [Credit Score Plus](https://www.suffolkcu.org/bank/services/online-banking/credit-score-plus)
- [Mobile Banking](https://www.suffolkcu.org/bank/services/mobile-banking)
- [uChoose Debit Rewards](https://www.suffolkcu.org/bank/benefits/uchoose-debit-rewards)
- [Mastercard® Debit Card](https://www.suffolkcu.org/bank/benefits/mastercard-debit-card)
- [Youth Savings Accounts](https://www.suffolkcu.org/bank/accounts/youth-savings-accounts)
- [IRAs](https://www.suffolkcu.org/bank/accounts/iras)
- [Certificates](https://www.suffolkcu.org/bank/accounts/certificates)
- [Money Market](https://www.suffolkcu.org/bank/accounts/money-market)
- [Savings](https://www.suffolkcu.org/bank/accounts/savings)
- [First Time Homebuyers Club](https://www.suffolkcu.org/bank/accounts/savings/first-time-homebuyers-club)
- [Save Your Way Account](https://www.suffolkcu.org/bank/accounts/savings/save-your-way)
- [Share Savings](https://www.suffolkcu.org/bank/accounts/savings/share-savings)
- [Checking](https://www.suffolkcu.org/bank/accounts/checking)
- [TSW](https://www.suffolkcu.org/promos/tsw)
- [Heroes ](https://www.suffolkcu.org/promos/heroes)
- [Checking](https://www.suffolkcu.org/promos/salutes-checking)
- [Salutes-uChoose-Debit-Rewards](https://www.suffolkcu.org/promos/salutes-debit-rewards)
- [Save Your Way Account](https://www.suffolkcu.org/promos/salutes-save-your-way-account)
- [Rewards Card](https://www.suffolkcu.org/promos/salutes-rewards-card)
- [Financial Wellness Center at St Catherine of Siena Hospital ](https://www.suffolkcu.org/about/branches-atms/smithtown-ny-branch)
- [Checking](https://www.suffolkcu.org/about/corporate-partnerships/chs-momentum-checking-suffolk-salutes-offer)

## News Articles

- [A Message from Charles Schembri, EVP & Chief Experience Officer](https://www.suffolkcu.org/message-from-charles-schembri-summer-newsletter)
- [Benefits of a Credit Union](https://www.suffolkcu.org/benefits-of-credit-unions)
- [2025 Annual Meeting](https://www.suffolkcu.org/about/news-events/2025-annual-meeting-7d4efe61fcf7d716f4c218965ea0dda2)
- [Suffolk Federal Credit Union Announces A Community Charter Expansion To Nassau County](https://www.suffolkcu.org/about/news-events/suffolk-federal-credit-union-announces-a-community-charter-expansion-to-nassau-county)
- [Suffolk Federal Named Best Credit Union on Long Island by Forbes](https://www.suffolkcu.org/about/news-events/suffolk-federal-named-best-credit-union-on-long-island-by-forbes)
- [Suffolk Credit Union's Holiday Drive Donates 400 Toys (LI Patch)](https://www.suffolkcu.org/about/news-events/toy-drive-suffolk-smiles-li-patch)
- [LI Business News Honors Charles Schembri as Top 40 Under 40](https://www.suffolkcu.org/about/news-events/40-under-40-charles-schembri)
- [Michele Dean, President & CEO Named in LIBN’s Book of Business Influencers 2023](https://www.suffolkcu.org/about/news-events/michele-dean-libn)
- [Mondays at Racine Partnership](https://www.suffolkcu.org/about/news-events/mondays-at-racine-partnership)
- [Safe & secure holiday shopping that's #realeasy.](https://www.suffolkcu.org/about/news-events/safe-secure-shopping)
- [ Start your savings journey this year!](https://www.suffolkcu.org/about/news-events/start-your-savings-journey-2024)
- [2023 Donations](https://www.suffolkcu.org/about/news-events/2023-donations)
- [2024 CEO Message](https://www.suffolkcu.org/about/news-events/2024-ceo-message)
- [6 Smart Ways to Use Your Tax Refund](https://www.suffolkcu.org/about/news-events/smart-ways-to-use-tax-refund)
- [Financial Literacy Month](https://www.suffolkcu.org/about/news-events/financial-literacy-month)
- [Let Your House, Help You.](https://www.suffolkcu.org/about/news-events/let-your-house-help-you)
- [3 Benefits of Using a SCU Debit Mastercard®️ for Summer Fun](https://www.suffolkcu.org/about/news-events/3-benefits-of-using-a-scu-debit-mastercard-for-summer-fun)
- [Best Mortgage Lender](https://www.suffolkcu.org/about/news-events/best-mortgage-lender)
- [Get Ready for the Holiday Season with Suffolk Credit Union! ](https://www.suffolkcu.org/about/news-events/get-ready-for-the-holiday-season-with-suffolk-credit-union)
- [3rd Annual Toy Drive ](https://www.suffolkcu.org/about/news-events/3rd-annual-toy-drive)
- [2025 CEO Message](https://www.suffolkcu.org/about/news-events/2025-ceo-message)
- [Bank anywhere, anytime](https://www.suffolkcu.org/about/news-events/bank-anywhere-anytime)
- [2025 Annual Meeting](https://www.suffolkcu.org/about/news-events/2025-annual-meeting)
- [2025 Suffolk Credit Union Receives Long Island Choice Awards Honors ](https://www.suffolkcu.org/about/news-events/2025-suffolk-credit-union-receives-long-island-choice-awards-honors)
- [Cyber Security Awareness Month ](https://www.suffolkcu.org/about/news-events/cyber-security-awareness-month)
- [Suffolk Credit Union Supports Canine Companions](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-supports-canine-companions)
- [Celebrating Bright Futures: Suffolk Credit Union’s 2025 Scholarships ](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-awards-college-scholarships-to-local-students)
- [Suffolk Credit Union Proudly Supports Local Fire Departments with Community Grants ](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-proudly-supports-local-fire-departments)
- [2026 CEO Message](https://www.suffolkcu.org/about/news-events/2026-ceo-message)
- [Suffolk Credit Union, FHLBNY Team Up to Deliver $50,000 to Local Community Organizations ](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-fhlbny-team-up-to-deliver-$50-000-to-local-community-organizations)
- [Suffolk Credit Union statement on law enforcement activities at Riverhead Branch ](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-statement-on-law-enforcement-activities-at-riverhead-branch)
- [Suffolk Credit Union Named to Newsweek’s America’s Best Regional Banks and Credit Unions 2026 ](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-named-to-newsweek-s-america-s-best-regional-banks-and-credit-unions-2026)
- [Suffolk Credit Union Proudly Supports Sayville Community Ambulance’s Annual Turkeys for Vets Event ](https://www.suffolkcu.org/about/corporate-partnerships/first/suffolk-credit-union-proudly-supports-sayville-community-ambulance-s-annual-turkeys-for-vets-event)
- [Suffolk Credit Union Honors Fire and EMS Heroes During Suffolk Salutes Month ](https://www.suffolkcu.org/about/corporate-partnerships/first/suffolk-credit-union-honors-fire-and-ems-heroes-during-suffolk-salutes-month)
- [Suffolk Credit Union Proudly Supports Local Fire Departments with Community Grants ](https://www.suffolkcu.org/about/corporate-partnerships/first/suffolk-credit-union-proudly-supports-local-fire-departments)
- [Suffolk Credit Union Supports Canine Companions](https://www.suffolkcu.org/about/community-corporate-partnerships/community-involvement/suffolk-credit-union-supports-canine-companions)
- [Suffolk Credit Union Supports the Jamesport Fire Department](https://www.suffolkcu.org/about/community-corporate-partnerships/community-involvement/suffolk-credit-union-supports-the-jamesport-fire-department)
- [Suffolk Credit Union Awards College Scholarships to Local Students ](https://www.suffolkcu.org/about/community-corporate-partnerships/community-involvement/suffolk-credit-union-awards-college-scholarships-to-local-students)
- [Suffolk Credit Union Supports Veterans and Local Families ](https://www.suffolkcu.org/about/community-corporate-partnerships/community-involvement/suffolk-credit-union-supports-veterans-and-local-families)
- [ St. Catherine’s of Siena Hospital Scholarships](https://www.suffolkcu.org/learn/community/scholarships/st-catherine-s-of-siena-hospital-scholarships)
- [SCSO Student Ambassador Scholarship ](https://www.suffolkcu.org/learn/community/scholarships/scso-student-ambassador-scholarship)
- [8 Terms New Homebuyers Need to Know](https://www.suffolkcu.org/learn/financial-literacy/financial-education/8-terms-new-homebuyers-need-to-know)
- [How Mortgage Approvals Work](https://www.suffolkcu.org/learn/financial-literacy/financial-education/mortgage-preapproval-tips)
- [Checking Accounts 101](https://www.suffolkcu.org/learn/financial-literacy/financial-literacy-month/checking-accounts-101)
- [Why You Need an Emergency Fund](https://www.suffolkcu.org/learn/financial-literacy/financial-literacy-month/emergency-funds)
- [Empowering Your Family with Financial Literacy](https://www.suffolkcu.org/learn/financial-literacy/financial-literacy-month/family-finances)
- [Let Your House, Help You.](https://www.suffolkcu.org/home-loans/home-loans/home-equity/let-your-house-help-you)
- [HELOC HERO: Defender of the Future ](https://www.suffolkcu.org/home-loans/home-loans/home-equity-loc/heloc-hero-defender-of-the-future)
- [HELOC HERO: The Learning Legend](https://www.suffolkcu.org/home-loans/home-loans/home-equity-loc/heloc-hero-the-learning-legend)
- [HELOC HERO: The Backyard Avenger](https://www.suffolkcu.org/home-loans/home-loans/home-equity-loc/heloc-hero-the-backyard-avenger)
- [HELOC: The Big Event](https://www.suffolkcu.org/home-loans/home-loans/home-equity-loc/heloc-the-big-event)
- [2026 Suffolk Credit Union Receives Long Island Choice Awards Honors ](https://www.suffolkcu.org/about/news-events/2026-suffolk-credit-union-receives-long-island-choice-awards-honors)
- [2026 Annual Meeting](https://www.suffolkcu.org/about/news-events/2026-annual-meeting)
- [When Should You Take Social Security ](https://www.suffolkcu.org/invest-protect/suffolk-investments/suffolk-investments/please-review-the-google-pmax-copy-for-our-suffolk-salutes-save-your-way-offer)
- [Suffolk Credit Union Honors Community Service and Nonprofits](https://www.suffolkcu.org/about/news-events/suffolk-credit-union-honors-community-service-and-nonprofits)