First Time Homebuyers

  • Expert guidance and special programs designed to help you fulfill the dream of home ownership!

Better mortgage options put you in control.

When you’re buying your first home in Suffolk or Nassau County, the process can be overwhelming. At Suffolk Credit Union, we’re committed to empowering your possible – including your dream of home ownership. Our Long Island, NY mortgage experts will treat you with real respect and recommend financing options that fit your needs.

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Preparing to buy your first home can feel like climbing Mount Everest. At Suffolk Credit Union, we provide you with the guidance, resources and products to make the process real easy.

First Time Homebuyers Club

We’re eager to help you reach that exciting milestone of buying your first home. We’ll walk you through each step of the process so you’re a more confident buyer.

Homebuyer Dream Program

We can assist qualifying first-time homebuyers in New York in obtaining a generous grant from the FHLBNY to use towards your home’s down payment and closing costs.

Celebrate Financial Literacy

We make gaining real valuable financial knowledge real easy, year-round.

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Home Assistance Subsidy

Suffolk Credit Union's Home Assistance Subsidy offers $1,000 towards down payment and closing costs for financing your primary residence (including refinances) in select zip codes: 11550, 11520, 11701, 11706, 11713, 11717, 11722, 11726, 11749, and 11798. Speak with a mortgage representative for details* and start your journey to homeownership today.

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mortgage consultations

Interested in speaking with a mortgage professional?

Our team is available to explain your options, answer all questions, and assist you as you begin your mortgage journey.