Special Offer: Auto Loans

Speed up your car buying plans with great rates & our limited-time offer: No payments for 90 days**

After that, hit the road with low monthly payments.

We offer competitive rates as low as 6.54% APR* & Flexible Terms

  • No Payments for 90 Days**
  • New car financing up to 100% MSRP, plus sales tax, license, and extended warranty
  • Used car financing up to 100% of the NADA retail value or the purchase price, whichever is less, plus sales tax, title and extended warranty
  • Repayment periods of up to 96 months for new vehicles and 84 months for used vehicles
  • Lower rates with automatic payments through Direct Deposit or Share Transfer
  • Extended warranties, Loan Payment Protection. GAP (Guaranteed Asset Protection), and Mechanical Repair Coverage available.

Current Auto Rates

NEW - Cars/Trucks/Vans
For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000. Terms of 85 to 96 months require minimum loan of $30,000.

Term in Months APR* as low as Sample payment per $1,000 Borrowed (based on maximum term)
Up to 606.64%$19.63
61 to 726.74%$16.93
73 to 847.44%$15.31
85 to 967.69%$13.98

USED - Cars/Trucks/Vans
For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000.

Term in Months APR* as low as Sample payment per $1,000 Borrowed (based on maximum term)
Up to 606.99%$19.80
61 to 727.44%$17.26
73 to 847.69%$15.44

Get started on the road to auto ownership today!

Auto Calculators

 
 

*APR = Annual Percentage Rate. All rates quoted are the lowest available rates based on overall credit worthiness and automatic payments. For terms of 61 to 72 months, minimum loan is $10,000. Terms of 73 to 84 months require minimum loan of $20,000. Terms of 85 to 96 months require minimum loan of $30,000. The representative monthly Auto Loan payment based on a five-year term at a 5.99% fixed Annual Percentage Rate is $19.34 per $1,000 borrowed. Rates are accurate as of 3/29/2023 and are subject to change without notice. Ask about other terms and rates. Credit union membership required for loan disbursal.

**Offer not valid on existing Suffolk CU loans. Credit Union membership required for loan disbursal. Interest on 90 days no payment loans will begin to accrue immediately upon loan disbursal and will be amortized over the monthly loan payments.